You can apply for the below Merchant Rate if you’ve processed more than £1, 500 in total payments through PayPal in the previous calendar month and your account is in good standing (not currently under investigation). We will look at your total payments processed to determine your Merchant Rate on a monthly basis.Merchant Rate fee table

Your total monthly sales	Blended fee	Interchange Plus*
Up to £1, 500	2.75%	IC + 2.5%
£1500.01-£, 6000
£6, 000.01 - £15, 000	2.0%	IC + 1.75%
£15, 000.01-£55, 000	1.5%	IC + 1.25%
£55, 000+	Call 0800 358 7929
*Actual Interchange costs will vary depending on the type of card used and where it was issued. Interchange fees vary from 0.2% to 2.0%. Blended rate of 3.40% + 20p, or Interchange Plus rate of Interchange + 3.15% + 20p applies for card payments made by swiping the magnetic strip or manually entering the card details. Amex card payments with Chip & Pin, Chip & Signature, and Contactless functionality are always processed with a rate of 2.75%. Amex card payments made by swiping the magnetic stripe or manually entering the card details are always processed with rate of 3.4% + 20p. Additional fees such as cross-border fees may apply. See our terms for details. This table shows transaction fees for domestic payments in GBP. Additional charges apply for currency conversions and cross-border payments as well as refunds and chargebacks.

There are 2 fee structures available for this solution:Blended fee structureThe blended fee structure can include two components – a set percentage for each transaction, plus a fixed fee for some transactions. You’ll pay the same rate regardless of the card type used, with PayPal absorbing any fluctuations in the actual cost of performing the transaction. For example, you might be charged 2.75% or 3.4% + 20p depending on the transaction type. You’ll receive the money in your PayPal account as soon as your customer makes the purchase, and that money is usually available immediately to withdraw to a bank account.The Blended fee structure may be preferred if:

• Immediate availability of funds on all your transactions is important
• Predictable transaction costs are essential for planning
• Quick and simple reconciliation of PayPal and card sales is preferred

Interchange Plus fee structure