PROS / You may be able to obtain Clover Stations through the business banker you already have a working relationship with, and one-rate options are available.

CONS / In most cases, you will need to purchase the hardware upfront. Full systems are available online for about $1, 000.

VERDICT / The Clover Station Aloha pos help manual is a well-conceived, out-of-the-box solution suitable for retail and restaurant businesses. Since it may be available through your bank, you may be able to negotiate a competitive swipe rate.

Clover Station's Aloha pos help manual is stylish-looking and simple to set up, and the interface is customizable. Clover Station is available from over 3, 000 entities, including Bank of America, Citibank, Wells Fargo, First Data and Sam's Club. Since this retail Aloha pos help manual is offered by numerous companies, swipe fees and hardware costs vary. First Data advertises its rates starting as low as 1.23 percent. If you purchase a system from Bank of America, the swipe fees range from 1.89 to 2.50 percent plus $0.20. Non-swiped cards are a bit more. Some companies that offer this Aloha pos help manual also give you flat-rate processing. The actual swipe rate may depend on your sales volume, credit rating and other factors. If you already have a business bank account and are interested in this point-of-sale system, you'll want to check with your bank to see if it offers Clover Station.