Hacked portable POS devices are now making it easier for crooks to steal card numbers .For years electronic skimming devices have been stealing credit and debit card information with varied success, but the researchers at global cyber security company Group-IB have noticed an increasing amount of modified point-of-sale (POS) devices circulating in underground markets.It is possible that other models may be in use, but Group-IB focused [...]
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Just joining this series of posts? You can catch up on what you missed: Part I – Hardware and Environmental Considerations Part II – Software Changes and the Impact on Merchants In this third of four posts regarding the implementation of EMV for US based merchants, we will go beyond the hardware and software involved in facilitating the “between the card accepting terminal” and the chip card and specifically discuss Solution Set [...]
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A chargeback (also known as a reversal) is a form of customer protection provided by the card issuing banks, which allows cardholders to file a complaint regarding fraudulent transactions on their statement. Once the cardholder files a dispute, the issuing bank makes an investigation into the complaint. Once the transaction is proven to be indeed fraudulent, the bank will refund the original value to the cardholder. From the merchant’s [...]
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